בסיכוני גניבה ופריצה, שהם מן השכיחים בסיכוני הפוליסה, קיימים הבדלים ניכרים במידת הענין שיש לעבריינים מבין פריטי התכולה השונים ואין דין ריהוט וציוד מטבח כדין תכשיטים, דברי ערך וכסף מזומן.

בארוע פריצה אחרון בטיפולנו, הגנבים חדרו לדירה תוך גרימת נזקים למבנה כולל חבלה וניטרול מערכת האזעקה, גנבו מחשבים ניידים, תכשיטים, שעונים וכסף מזומן. תביעת המבוטח שולמה באופן מלא, למעט תשלום חלקי – בהתאם לתנאי הפוליסה – בגין גניבת כסף מזומן.

חשוב שתדע כי פרק ביטוח תכולה בפוליסה לביטוח דירה, מגביל את אחריות המבטח לכסף מזומן (כולל מט"ח) עד 0.5% מסכום ביטוח התכולה.

ככל שמדובר במבוטח המחזיק דרך קבע בביתו סכומי כסף גבוהים, עליו לדעת כי בעת נזק הפיצוי שיתקבל יהיה נמוך באופן משמעותי מהנזק הכספי שיגרם.

בכל מקרה הכל בכפוף לתנאי הפוליסה לביטוח דירה וסייגיה.

הננו עומדים לרשותך בכל שאלה או בקשת הבהרה בעניין הנדון.

התיאור המוצג בעמוד זה לעיל הינו תיאור כללי של הפוליסה/התוכנית. תיאור זה אינו מפרט את כל ההוראות, התנאים והסייגים הכלולים בפוליסה/בתוכנית. הפרטים המלאים מצויים בפוליסה/בתוכנית הרלוונטית ובהסכמי השירות, אם וככל שקיימים. בכל מקרה של סתירה או אי התאמה בין המידע המופיע באתר לבין המידע המופיע בפוליסה/בתוכנית, המידע הרשום בפוליסה/בתוכנית גובר על התיאור באתר

תגיות תוכן: ביטוח דירה

לקביעת פגישה ללא התחייבות

דברים שחשוב שתדע...

אי נקיטת אמצעים להקלת הסיכון בביטוח רכוש

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